Legal

Disclaimer

Last updated 28 June 2026

smallbizsim is a planning tool. The figures, reports and AI explanations it produces are estimates for planning purposes only and must not be relied upon as financial, accounting, tax, investment or legal advice.

Estimates, not guarantees

All outputs are deterministic calculations based entirely on the assumptions you enter and on general reference data. Real-world results depend on factors outside the model — local market conditions, competition, regulation, financing, execution and chance. Actual outcomes may differ materially from any estimate shown.

The role of AI explanations

Where the Service provides written explanations, those explanations only describe and interpret the numbers the calculators produce. The AI does not invent, recompute or override the underlying figures, and its commentary should not be treated as professional advice.

Verify before you commit

Before making any business or financial decision — signing a lease, borrowing money, buying equipment or launching a venture — verify the assumptions and results with a qualified professional, such as an accountant, financial adviser or solicitor.

No liability

To the maximum extent permitted by law, smallbizsim accepts no liability for any loss or damage arising from decisions made in reliance on the Service. Your use of the Service is at your own risk.

Contact

Questions about this disclaimer? Email us at contact@smallbizsim.com.